$0 Processing Fees

$0 Transaction Fees

$0 Hidden Fees

No Strings Attached

See How Much You Can Save

Annual Credit Card Processing Volume

$/yr.

Potential Annual Savings with CashVue ATM

Switch to CashVue ATM and save thousands of dollars a year in credit card processing fees.

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How the Cash Discount Program Works

Rather than absorbing rising card processing costs or marking up menu prices across your Ann Arbor establishment, our system automatically applies a modest service fee to all card transactions. When customers—whether University of Michigan students grabbing late-night food, hospital staff between shifts, or downtown professionals—choose to pay with cash, the service fee is waived, giving them an immediate discount. You retain the full sale amount—no more absorbing card processing fees out of your margin.

✔ 100% compliant with Visa, Mastercard, and processor guidelines
✔ Automated fee adjustments built into your POS or terminal
✔ Transparent signage and receipt language included
✔ Compatible with countertop, wireless, and tablet POS systems

Benefits to Your Business

  • Eliminate Up to 100% of Processing Fees
    Ann Arbor’s bustling downtown corridors, from State Street to Main Street, host thousands of cash-dependent transactions daily—from student bar tabs to farmers market purchases. A cash discount program lets you reclaim the processing costs that card networks charge on every transaction.

  • Increase Profit Margins
    Restaurants, food trucks, and retail establishments near the University of Michigan campus operate on competitive margins; keeping more of each transaction directly strengthens your bottom line without raising menu prices or register totals.

  • Encourage Cash Payments
    Ann Arbor’s student population and young professional workforce favor cash at late-night eateries, entertainment venues, and campus-adjacent retailers. A transparent cash incentive drives adoption while reducing chargeback exposure and payment delays.

  • Easy Setup and Integration
    Whether you operate in Kerrytown, the Plymouth Road corridor, or near Michigan Stadium, our team configures your payment terminal and provides all required signage—no complex installation or IT overhead.

  • Fully Compliant and Transparent
    Card networks and Michigan state regulations require clear disclosure of cash discounts; we ensure your program meets every requirement so you operate with confidence across all Ann Arbor business districts.

Ideal For:

  • Retail Shops & Boutiques

  • Salons & Spas

  • Restaurants & Cafés

  • Auto Repair & Service Providers

  • Convenience Stores & Liquor Shops

  • Mobile Vendors & Pop-Up Events

Keep more revenue flowing to your bottom line—especially critical for Ann Arbor’s high-volume food and beverage venues.
CashVue’s Cash Discount Program helps restaurants, bars, food trucks, and late-night eateries across Downtown Ann Arbor and the State Street corridor eliminate processing fees while serving the thousands of students, faculty, and hospital staff who prefer paying in cash.

Contact Us Today and discover how zero processing fees can transform your margins, whether you’re near Michigan Stadium, in Kerrytown, or along the Plymouth Road commercial corridor.

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Frequently Asked Questions (FAQs)

  • Q: Is the cash discount program legal?
    A: Yes. Cash discount programs are 100% legal in all 50 states and fully compliant with Visa, Mastercard, and federal guidelines when implemented correctly. Ann Arbor businesses—from downtown retailers on Main Street to food vendors serving Michigan Stadium crowds and late-night eateries frequented by students—rely on these programs to manage payment processing costs without violating card network rules.

    Q: Will I need to raise prices?
    A: No need to raise prices across the board. The terminal automatically adds a small service fee to card purchases and removes it when customers pay with cash. For Ann Arbor’s restaurant and retail operators in the State Street corridor and Kerrytown neighborhoods, this means you keep your advertised menu prices and shelf prices stable while improving your cash flow from the high volume of student and faculty transactions.

    Q: How are customers informed?
    A: We provide clear signage and receipt disclosures so customers understand the small service fee and their option to avoid it by paying with cash. Ann Arbor’s educated, tech-savvy population—including University of Michigan students, healthcare professionals at the Medical Center, and downtown shoppers—appreciates transparent pricing and readily adjusts payment method when the incentive is clearly displayed at the point of sale.

    Q: Does this affect my accounting or taxes?
    A: No. The full sale amount is recorded as usual. The service fee is itemized on receipts but does not alter how your revenue is booked. Accountants and bookkeepers working with Ann Arbor’s professional services firms, medical practices, and research-focused businesses are familiar with this straightforward approach to cost recovery.

    Q: What kind of businesses benefit most?
    A: Retailers, salons, restaurants, convenience stores, and any business with frequent card usage benefit greatly—especially those with thin margins. In Ann Arbor, this includes the bars and food trucks concentrated around campus, farmers market vendors, late-night pizza and sandwich shops on South University, and boutique retailers throughout the Briarwood and Plymouth Road commercial corridors where student and young professional foot traffic drives consistent cash transactions.

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